Homora V2 and Iron Bank contracts are integrated and interoperated at a deep level that has never been done before in DeFi. This is the first time that a contract (Homora V2) can borrow from a lending protocol (Iron Bank) in an under-collateralized way. Homora V2 will borrow liquidity from Iron Bank and offer as leverage for our users. Thus, Cream users will also benefit from higher lending interest rates. On the other hand, the lending assets are also lent on Iron Bank.